A gray 2020 Mazda CX-5 driving down a city road.

Does My Insurance Increase if I Purchase or Lease a Turbocharged Engine?

Will Your Insurance Increase if You Purchase or Lease a Mazda Turbocharged Engine

If you love the feel and power of a turbocharged Mazda engine, you’re not alone. Many of us love the thrill of the open road with a strong vehicle! However, you may have to prepare for hidden costs outside the dealer – namely your insurance costs. At Kelly Mazda, we look into if your insurance will increase if you purchase or lease a turbocharged engine.

Insurance Providers Do Look At Engine Type During Reporting

When purchasing a new vehicle, your first move should always be to report your new model to receive coverage. This is especially true for turbocharged models, as you can receive coverage on the engine. Turbo engines almost always cost more to replace in an accident, so having the coverage is important. However, insurance companies will look through statistics to determine the overall cost – meaning sport vehicles or engines that produce lots of horsepower may be deemed more at-risk for an accident of issue. Because of this, it could be likely that your insurance costs will rise.

A rear image of a gray 2021 Mazda CX-30 Turbo option.

What Mazda Models Currently Have a Turbocharged Engine?

Numerous Mazda models can be equipped with an available turbocharged engine. For specifications, the Skyactiv®-G Dynamic Pressure Turbocharged engine offers vehicles up to 250 horsepower and 320 ft-lbs of torque with premium unleaded fuel. For the 2021 model year, several turbocharged engines have been added across the board. In total, 2021 Mazda models with a turbo option include:

Find a 2021 Mazda Turbo Model at Kelly Mazda

Although a turbocharged engine may cause your insurance to rise, it’s always best to check with your provider to see just how it could affect your budget (if at all). However, the perks and benefits of purchasing a turbo model and its performance can easily outweigh the cost. Stop into Kelly Mazda today to find a new Mazda turbocharged model at our Scranton location!

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