Buying a Mazda vehicle is exciting, but before you can drive home in your new ride, you have to be sure that your investment is protected. This is where insurance comes in, as it helps keep your finances safeguarded. If you have never owned a vehicle before, you may have questions like, “How do I insure my Mazda car?”; this guide from Kelly Mazda goes over your options.
The first thing to do when planning to buy a new Mazda vehicle is to get in touch with an insurance company. Even if you aren’t exactly sure what you are buying, you should be able to get a basic policy by supplying the make and model. Once you purchase the car, you can then make any necessary adjustments to coverage.
The next step is to think about the coverage you want to get. Generally, the only type of insurance required by law is liability — in the event of an accident that you cause, this covers other vehicles and passengers. It doesn’t, however, cover you or your car.
For more coverage, you can choose from options like:
With collision insurance, you will get money for repairs regardless of who is at fault. In addition to a collision with another vehicle, this includes damage when hitting an object like a tree or building.
Comprehensive insurance will keep your new or pre-owned Mazda car covered for things like fires and vandalism. This type of policy will also be beneficial in the event that it is stolen.
A high percentage of drivers don’t have any insurance. If you were to get into accident with of them, you could be out of luck. With this coverage, however, accident-related expenses will be covered if the person at fault doesn’t have insurance or is minimally covered.
If you’re ready to find your perfect Mazda model, visit our Mazda dealership in Scranton, PA. Here you will always find a big selection of new, pre-owned, and Certified Pre-Owned vehicles. Come see what’s in stock today!